It's not pessimistic, but to trust no choice but to evaluate new operational systems. Indeed, I venture to say it will be key to determining the capacity and quality of regulatory and supervisory system that we have to wait until we see them in periods of great prosperity. I say this because they are times where we unconsciously are relaxed regulatory and supervisory controls, and this is where the worst crisis it engendered. Anyway, we should not rush because you will not be at all easy to realize Obama planned reform in the financial system. The new role will be expected from the Federal Reserve is the point that has been generating more resistance in Congress, even down to the lawmakers. The Fed is responsible for the regulation of major financial institutions responsible for protecting Americans and the economy of systemic risk in the financial system, are positive elements that I consider as they allow greater speed of action in crisis situations. With this change, the agency responsible for guarding the health of major financial entities is the same as the assist in a crisis, avoiding the coordination of several agencies to do so. These changes make the Fed more accountable in the conduct of monetary policy by the negative incentives can generate (and have generated), affecting their funcion.a new to this new role of the Fed has not dropped any good Republican Richard Shelby, who, according to the Financial Times, questioned the proposal because it had: a Oeun grossly inflated view of the experience of the Feda . .